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Sell Your House Before Foreclosure

Behind on mortgage payments or already have a foreclosure notice? You can usually still sell. We buy houses in foreclosure for cash and can close in as little as 10 days.

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    Can You Sell a House in Foreclosure?

    Yes. Until the foreclosure sale actually happens, the house is still yours and you can sell it. The sale price pays off your mortgage at closing, along with any other liens, and the foreclosure ends.

    The catch is time. A regular listing can take weeks to find a buyer and more weeks for that buyer’s loan to close, while the foreclosure clock keeps running. 75 Fast Offer buys houses in foreclosure for cash, so there’s no wait for financing.

    If you owe more than the house is worth, your lender may need to approve a short sale. Tell us where things stand and we’ll be upfront about whether a cash sale works.

    Get My Cash Offer
    Family home facing foreclosure

    Why Sell Before the Foreclosure Sale

    10

    Days

    We can close on your home in as little as 10 days! Need more time? You choose the closing date that works for you.

    $20k

    Average Savings

    Forget all the fees that typically come with selling a house. Our clients experience an average of $20k in savings when working with us versus a traditional realtor or buyer.

    $0

    Repair Costs

    We buy houses with fire damage, termites, mold, foundation problems, roof problems or any other major repair.

    200+

    Homeowners Helped

    We help homeowners
    get rid of unwanted
    properties every week,
    and we want to help
    you with yours today!

    Why Selling First Can Protect You

    A sale before the auction gives you more control than waiting it out.

    Keep Your Equity

    At auction the house may sell for far less than it's worth. Selling first means any equity left after the loan goes to you.

    Protect Your Credit

    Paying off the loan through a sale avoids a completed foreclosure on your credit report.

    Choose Your Timing

    You pick the closing date and plan your move, instead of facing an eviction date.

    No Repairs Needed

    We buy the house as is, so you don't need money for repairs while you're already stretched.

    Liens Paid at Closing

    The title company pays your lender and any liens from the sale proceeds.

    No Fees or Commissions

    No agent commissions, and we pay the closing costs.

    Your Options If You're Facing Foreclosure

    A HUD-approved housing counselor can walk you through these options for free (800-569-4287).

    What it meansGood fit if
    Reinstate or catch upPay the missed amount plus feesYou can afford the back payments now
    Loan modificationYour lender changes the loan termsYou have steady income and want to stay
    Forbearance or repayment planLower or paused payments for a whileThe hardship is short-term
    Short saleLender accepts less than you oweYou owe more than the house is worth
    Sell for cashSell before the sale date and pay off the loanYou have equity and need to move fast
    Deed in lieuHand the house back to the lenderNothing else works

    We Buy Houses in Foreclosure With

    Notices of default

    Lawsuits filed

    Sale dates set

    Missed payments

    Second mortgages

    HOA liens

    Back taxes

    Repairs needed

    Tenants in place

    Vacant houses

    Couple reviewing mortgage bills at the kitchen table

    How Foreclosure Works, in Plain English

    The rules depend on your state, but the path is similar everywhere:

    1. Missed payments. Late notices start arriving. Federal rules generally stop a lender from starting foreclosure until you are more than 120 days behind.
    2. Notice or lawsuit. In judicial states like Florida, Pennsylvania and Ohio, the lender files a court case. In non-judicial states like Texas, Georgia, Tennessee and Arizona, the lender follows a notice process that can move much faster.
    3. Sale date. The house is sold at auction or a trustee sale, and you usually lose the right to sell it yourself.

    The earlier you act, the more options you have. See the rules on our Florida, Texas and Georgia pages.

    How to Sell Your House Before Foreclosure

    Tell us your sale date and we’ll work to close before it.

    01

    Contact Us

    Call or fill in the form, and tell us your sale date if you have one.

    02

    We Check the Numbers

    We review your loan payoff and any other liens.

    03

    Get a Cash Offer

    Usually within 24 hours, with no obligation.

    04

    Close Fast

    In as little as 10 days. Your lender is paid at closing.

    Our Happy Customers

    Adam
    Adam
    "
    ☆ ☆ ☆ ☆ ☆

    I recently sold 75 Fast Offer two rental properties that I have owned for 14 years. Robert made the entire process very simple and easy. I basically did nothing. They offered a very fair price and within three weeks, the transaction was completed. Very professional to work with. I highly recommend 75 Fast Offer!

    Chris
    Chris
    "
    ☆ ☆ ☆ ☆ ☆

    Great company that operates with honesty and transparency. Highly recommended for anyone that is looking for a quick and easy solution for their property problem.

    Mario
    Mario
    "
    ☆ ☆ ☆ ☆ ☆

    It was a very pleasant experience working with 75 Fast Offer. Vernon and Angelot were especially helpful through the process of selling my home. I can't imagine selling a home being any easier. I would highly recommend 75 Fast Offer.

    Jordan
    Jordan
    "
    ☆ ☆ ☆ ☆ ☆

    When it came time to sell my family home I called and talked to Dalen and he came out and took a look and they made me an offer within 48 hrs. Working with them was the easiest thing i have done... From the offer to the closing took right at 30 days but that is only because I requested that long... I would recommend anyone wanting to sell a home to at least call them.

    Frequently Asked Questions

    Yes. Until the foreclosure sale takes place, you still own the house and can sell it. The sale pays off the mortgage at closing, which ends the foreclosure.

    It depends on your state and how close the sale date is. Contact us as early as you can. We can often close in as little as 10 days, but more time means more options.

    Then a normal sale won’t pay off the loan, and your lender would need to approve a short sale. Tell us your loan balance and we’ll be honest about whether a cash sale can work.

    Yes. Once your loan is paid off at closing, the lender has no reason to continue. The title company handles the payoff.

    Missed payments are already reported, but selling before the foreclosure sale avoids a completed foreclosure on your credit report.

    Ready to Get Your Cash Offer?

    Tell us about the house and we’ll send a fair cash offer, usually within 24 hours. No repairs, no fees or commissions, and you choose the closing date. Prefer to talk? Call (321) 895-9394.

    Get My Cash Offer